Wills

Many people find thinking about a Will means that something drastic may happen. Therefore a lot of people find one of these common excuses a reason not to make their Will and then find leave their loved ones with potential problems.

• “I’ve got nothing to leave!”
• “even if we have there won’t be a problem, and if there
is they can sort it out themselves”
• “it’s too morbid to think about now”
• “I can’t be bothered”
• “I haven’t got the time, I’ll get round to it one day”
• “I am too young to make a Will, and I don’t need a Will anyway!”

The Truth is that if you make a Will, you can avoid leaving your spouse, partner and family a whole load of problems which may arise after you are no longer around, saving your family heartache and a shed load of money in the process.

If you die in testate (without a valid will) then your estate will be administered according to rules first laid down in 1925.

Particularly affected by these rules are those who wish to ensure that people who are NOT relatives, such as a “common law wife” or “common law husband” who are NOT recognised in law are not excluded. So, a long standing partner to whom you are not married has NO automatic right to a share in the estate.
BUT by making YOUR Will, ensures that they would have a share and receive what you want them too, and not end up with nothing!

Even a spouse is not entitled to everything! If you leave a spouse and children then the spouse would receive the first £125,000.00 net of any Inheritance Tax liability that maybe due, plus income of half of the remainder for life, then the capital to your children.

If you have a spouse but NO children then they would receive £200,000.00 net of any Inheritance Tax liability, plus half of the remainder.

IF YOU ARE HAPPY TO LEAVE IT TO CHANCE, AND TAKE THE RISK THEN YOUR FAMILY MAY LIVE TO REGRET IT!

But the TAXMAN would be extremely grateful for your generous gift to the state!!

Just look at the facts, Why YOU should make Your Will NOW!!!

Fact; Your spouse will Not necessarily inherit everything you own!

Fact; If you are NOT married your partner could receive Nothing!

Fact; If you or your spouse remarries, the new partner may inherit everything, YOUR children may get Nothing!

Fact; If you have children a judge may decide (if you haven’t) who will look after YOUR children!

Fact; Inadequate Tax planning could mean that the TAXMAN receives 40% of YOUR assets that YOUR family should have!

Fact; YOUR home is unprotected without a Will!

Can You afford to leave Your dependents and your loved ones unprotected at such a difficult time! Of course YOU CAN’T!

Our fully professional Will drafting service can alleviate all these and many more potential problems that arise by not having a valid Will.

Just call us now to arrange a private consultation to assess your needs in the comfort and privacy of your own home, at a time to suit you and not in some stuffy office.

DON’T PUT IF OFF ANY LONGER!

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